Everyone in America needs insurance. The ones who didn't buy from you didn't stop needing it — they bought it from someone else. Rebound makes sure you get paid when they do.
Most P&C agencies — whether they buy leads or build them through referrals and relationships — share the same reality: a significant portion of the leads their producers work every month don't close. Those leads cost something. Time. Effort. Payroll. In many cases, real dollars spent to generate them. And most of the time, they go nowhere.
73% of P&C agencies are actively buying leads right now. The average close rate on purchased leads is 2–10%. That means for every dollar spent generating leads, as much as 90 cents produces nothing — and every one of those prospects still bought insurance from someone else.
Referrals and relationships don't come with a price tag — but they're not free. Every lead your producers called, quoted, and followed up on that didn't close is producer time that generated zero return. That cost is invisible. Most agencies never add it up.
Here's what makes it worse.
Those prospects didn't stop needing insurance when they left. Everyone needs it. They found coverage somewhere else — and the commission on that policy went to someone else's agency. This isn't a close rate problem. It's a revenue leak the industry has quietly accepted as the cost of doing business. Every one of those prospects still needed insurance — and found it somewhere else. That's not a failure of effort. That's a structural gap the industry has never solved. Our founder built Rebound after spending years watching leads leave his pipeline knowing they'd close somewhere — just not for him. He decided there had to be a way to participate in that outcome instead of just accepting it.
What if those leads could still generate revenue for your agency?
Keep reading — or reach out directly and we'll walk you through it.
What if the leads your producers couldn't close still had a chance to generate revenue for your agency — through a collaborative network built specifically around the gaps in your book?
That's the premise Rebound is built on. Here's how it works.
You join a Rebound Circle — a private group of no more than six carefully matched agencies. That's not a shared lead pool. That's a structured, private group — small and intentional by design. And the matching matters: every seat in your Circle carries different carrier appointments. That's the core of how it works. The lead that didn't fit your book didn't close for a reason — carrier, product, or appetite. Someone in your Circle likely carries exactly what that prospect needed. Everyone contributes the leads they've already worked and couldn't close — P&C, life, or both. Everyone works each other's leads simultaneously. Because every agency in the Circle offers something the others don't, leads get worked by the agency best positioned to actually place them — not just whoever calls first.Submit your unclosed leads to your private Rebound Circle — prospects you already quoted who didn't close. Active contribution keeps the Circle healthy and fair for every member.
Every member of your Rebound Circle works every lead simultaneously. Because members hold different carrier appointments, a lead that didn't fit you may be exactly right for someone else in your Circle.
When a Circle member closes your lead, you earn a 25% referral fee — automatically, with no additional work on your part. When you close a Circle lead, you earn 75% of first-year commissions — plus 100% of all renewal commissions, every year after that. That prospect was already shopping. Now you're the one who placed the business — and they're your client for the life of that policy.
Every lead your producers worked and couldn't close — P&C or life — represents time, effort, and in many cases real spend — all currently generating zero return. Rebound turns that into two concurrent income streams, available from the moment your Circle goes live.
Every close is verified through official carrier downloads from your Agency Management System — no self-reporting, no disputes. Commission splits are calculated automatically and settled monthly. One net payment or receipt per agency, per month. Your leads stay in your Circle. Every agency in the network signs a shared commitment governing exactly how leads can be used. One purpose only: working them toward a placement.
Adjust the sliders to match your agency. The calculator shows both income streams — referral income when the Circle closes your leads, and closing income when you close Circle leads.
We're launching November 1, 2026 with a carefully selected founding group of P&C agencies. One $500 pilot fee per seat covers November, December, and January in full. If Rebound isn't working for your agency, request a full refund before February 1, 2027 and you'll get every dollar back. Regular billing — $1,500/mo — begins in February, billed in March.
Whether you want to apply for a pilot seat, ask a question, or just learn more — reach out. We'll get back to you within one business day.
Rebound is built by an agency owner who sat in your chair. No pressure, no scripts — just an honest conversation about whether this is a fit for your agency.